Base Layer

A lightweight polypro or silk thermal top will keep you warm and pull moisture away from your skin. On a cold day they will add a lot of warmth for very little bulk. The down side is that if you become too warm they can be inconvenient remove.
(Outdoor Recreation Stores)

	Pros:	They add a lot of warmth for very little bulk.
	Cons:	They are inconvient to remove while riding.

Jersey

Jerseys come in three basic styles: light short-sleeved OR sleeveless summer jerseys; long-sleeved medium weight jerseys ; and long-sleeved thermal lined jerseys.
(Bicycling Specific Clothing)

	Pros:	Necessary Gear
	Notes:	The summer style jerseys function well in the winter with the addition of Arm-Warmers and/or thermals. The long-sleeved and thermal lined jerseys add more warmth. Sleeveless jersey do not work well for the winter.

Arm Warmers

Arm Warmers just pull up over your arms; think of them as zip off sleeves without the zipper. They provide good thermal protection.
(Bicycling Specific Clothing)

	Pros:	Can be pushed down around wrists while riding and pulled back up if needed. Pack easily
	Cons:	Are you kidding ;>)
	Notes:	Look for ones made of wind-block material

Windbreaker

Look for a windproof breathable windbreaker in bright colors. Make sure you get one with plenty of room. "Pit-zips" and a 2-way front zipper are real pluses. Look for ones with reflective piping or tape for better visibility.
(Bicycling Specific Clothing)

	Pros:	A lot of protection with very little bulk.
	Notes:	Pit-zips and 2-way front zippers allow you to easily adjust air flow to better regulate you core temperature.

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